Enforcement Date: May 2026 • Version 2.0
WealthTogether® (accessible via https://wealthtogether.in), operated by Ankit Agrawal (SEBI Registered Investment Adviser), maintains institutional-grade protection standards to defend your personal, behavioral, and financial information. This Privacy Policy documents our strict parameters regarding data collection, operational processing, secure storage, and regulatory retention lines under the Information Technology Act, 2000, and SEBI regulations.
1. Data Types We Collect and Process
To provide compliant financial planning and secure dashboard infrastructure, we manage specific data assets including:
- Identity Metrics: Full legal name, date of birth, Permanent Account Number (PAN), physical address parameters, and KRA-processed KYC verifications.
- Fiduciary Financial Profiles: Income details, net worth statements, existing insurance structures, active asset holdings, specific liability lines, and risk tolerance assessment profiles.
- Network System Logs: Internet Protocol (IP) addresses, browser runtime signatures, device OS fingerprints, tracking cookie identifiers, and interactive metrics from our calculation engines.
2. Absolute Exclusion of Data Commercialization
We treat your personal information with the highest confidentiality. Your financial data is used strictly to analyze risk profiles, design asset strategies, and maintain official SEBI compliance logs. WealthTogether® does not sell, trade, rent, lease, or monetize user data to third-party marketing networks, insurance distributors, or asset management companies.
3. Strict Information Sharing Framework
Your data stays protected within our system. We only share user information with external parties under these strict conditions:
- When mandated by judicial orders, statutory audits, or explicit regulatory directives from SEBI, BASL, or the Government of India.
- With trusted data processing systems (such as secure cloud servers or encrypted SMS/Email transactional gates) that are legally bound to uphold identical security standards.
- When you provide explicit, written authorization to share portfolios with family members or institutional accounts.
4. Encryption and Technical Protection Boundaries
All data moving across https://wealthtogether.in runs through encrypted layers, and user profiles are stored behind secure authentication firewalls. While we maintain strong technical defenses, the user acknowledges that no online data transfer is ever completely risk-free. You share responsibility for maintaining your access security by protecting your login credentials and avoiding public network access endpoints.
5. Legal Retention & User Erasure Rights
Under SEBI circular guidelines, all formal client contracts, communication logs, risk assessment answers, and planning portfolios must be kept securely for a minimum of 5 years after an advisory relationship ends. For general platform visitors who do not have an active advisory contract, you can request that your data records be permanently wiped from our systems at any time by contacting our compliance inbox at ankit@wealthtogether.in.